Public Service Loan Forgiveness

What is it?

A loan forgiveness program for United States government or not-for-profit employees that forgives your qualifying remaining balance.

Learn more

Our recent presentation at the Wisconsin School Counselors Association 2024 Annual Conference

View Slides

This video covers the five key things you need to know to be eligible for loan forgiveness.

This session walks through, temporary account adjustments happening NOW, how to apply, and actions to take to remain on track toward forgiveness eligibility.

Qualifying for PSLF

Be employed by a U.S. federal, state, local, or tribal government or qualifying not-for-profit organization (federal service includes U.S. military service)

Work full-time for that agency or organization
Have Direct Loans (or consolidate other federal student loans into a Direct Loan)
Repay your loans under an income-driven repayment plan or a 10-year Standard Repayment Plan
Make a total of 120 qualifying monthly payments that need not be consecutive.