After College
Remember, You’ve Got Options
There’s no one-size-fits-all when it comes to student loans. Everyone’s situation is unique and calls for a custom approach to loan repayment. The resources below will help you better understand your options, optimize your payment plan and possibly even reduce what you owe.
Avoid scams
Beware: Private companies may contact you with offers to help you with your student loans for a fee. Remember, you never have to pay for help with your student loans. The U.S. Department of Education and their loan servicers will help you for free. Learn more about avoiding paying for help with your student loans.
This tool from the Consumer Financial Protection Bureau offers advice on optimizing how you pay off your student loans.
Federal Loan repayment tool
A lot has changed in the student loan repayment space. Make sure you know what repayment plans are available now. Use the FSA loan simulator to compare options and find the best one for you.