Clarity is Confidence:

Building the Discussion and Resources around Student Debt

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We are a statewide nonprofit organization committed to helping students minimize student loan debt and borrowers avoid unmanageable student loan debt.

DebtSmarts gives you strategies for keeping your college costs low and staying on top of your student loans.

Featured

Student Loans and Taxes

It’s tax season, and if you have student loans, you probably have questions. Here are some resources with answers to common questions.

Does a College Degree Help You Earn More Money?

Is a college degree worth the cost? A February 2024 analysis of job projections and earnings reveal important insights on this quetion.

Do you have student loan questions? Call or email us for free, confidential guidance

We’ll respond to your email within one business day.

You’ll talk to a trained student loan specialist with no wait times.

(833)-589-0750 (Helpline)

/ (608)-980-9620 (Main Number)

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Monday-Friday 8:00-4:30 Central

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StudentLoanQuestions@debtsmarts.org

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(833)-589-0750 (Helpline) / (608)-980-9620 (Main Number) 〰️ Monday-Friday 8:00-4:30 Central 〰️ StudentLoanQuestions@debtsmarts.org 〰️

Who We Help

We help Wisconsinites before, during and after college. DebtSmarts has resources to minimize what you pay for college: scholarships, 529 tips, FAFSA help. If you’re in college, we help with budgets, understanding your financial aid offers and knowing what—and whether— to borrow. After school, DebtSmarts provides tips for finding loan repayment assistance, getting in the right student loan repayment plans, and qualifying for loan forgiveness.

Whether you’re just starting to think about college, you’re currently enrolled, or you’re juggling student loan payments with work or family responsibilities, Debtsmarts is here to help you navigate this confusing landscape.

Our resources are carefully reviewed and made available to all Wisconsin residents free of charge; this is not sponsored content.

A group of six diverse teenagers giving thumbs-up and smiling inside a building, with a sign that reads 'Preparation and financial readiness for college' from Wisconsin Coalition on Student Debt.

Before College

Learn more

A group of diverse students celebrating in a library, with some raising their fists in the air, promoting managing finances and making the most of college resources.

During College

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After College

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Focused Resources

Debtsmarts recognizes that students and borrowers face unique situations.

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VETERANS

Get Help

Education and training benefits for veterans. Considerations when accessing your GI Bill. How to contact your campus veteran liaison.

A smiling teacher with six young students of diverse ethnicities on a school campus.

PUBLIC SERVICE WORKERS

GET HELP

Learn more about Public Service Loan Forgiveness for teachers and other public service professions.

Three smiling people, a woman, a young girl, and a man, hugging and celebrating together outdoors.

PARENTS

GET HELP

5.2 million Americans in their 50s still have student loans, including those for their child's college education.

Our Coalition Partners

The Wisconsin Coalition on Student Debt works with our coalition partners to advance one common agenda: helping Wisconsin residents become student debt smart and financially stable. Coalition members receive no financial benefit from their work to advance our mission.